Low interest/Low APR Credit Cards are the best for people who shop regularly and those do not pay their balances every month. If you carry a balance from month-to-month or you have debts which will take a long time to clear, this is the best card for you. Low interest credit cards have been loaded with perks and rewards which were not available previously. These cards used to have few rewards and the cardholder would…

Term Accounts and Charge Cards Banks know that small businesses play an important role in driving the economy and realize growth in many sectors. Banks have therefore designed small business credit cards to suit their budget. Instead of lagging behind in debt, small businesses have been empowered by lenders who provide them with term accounts and charge card credit cards to improve their cash flow. Lenders offer cash back rewards which small businesses can reinvest…

Credit card issuers have made it possible for students to get credit cards for their individual needs. The best student credit card has incentives which include bonus points and cash back rewards for on-time payments and staying within credit limits. The credit card companies offer low APR and a long grace period to enable the student to make payments. Most student credit cards offer 0% introductory APR and adjust the rate after this period. Lenders…

Credit Cards for Frequent Travelers For many decades, frequent fliers have benefited from credit cards which offer loyalty programs to their customers. The bonus points and air miles on expensive business class air flights have attracted consumers who remain loyal to their regular airlines. The credit cards also offer special privileges which include VIP Packages, access to airport lounge, Concierge services and redeemable points on airfares, hotel rooms and car rentals to their loyal customers.…